What is the current gold and silver price today in India?▼
Today's live gold and silver rates are displayed at the top of this page. Prices are updated every 30 seconds based on international COMEX rates and USD/INR exchange rate. Check the live price cards above for exact current rates in INR per gram.
How is the gold-silver ratio calculated?▼
The gold-silver ratio is calculated by dividing the gold price by the silver price (both in the same unit). For example, if gold is $2,700/oz and silver is $30/oz, the ratio is 90. This means 90 ounces of silver equals 1 ounce of gold in value. Check the live ratio displayed above.
What does the gold-silver ratio indicate for investors?▼
A high ratio (above 80) suggests silver is undervalued relative to gold - potentially a good time to buy silver. A low ratio (below 60) suggests silver is overvalued and gold may offer better value. The historical average is 65-70. During COVID (March 2020), the ratio reached an extreme of 125, after which silver significantly outperformed gold.
Should I invest in gold or silver in 2026?▼
Both metals have merits: Gold is more stable (lower volatility) and preferred during uncertainty, offering steady 8-10% annual returns. Silver has higher industrial demand (solar panels, EVs, electronics) and may offer higher returns but with more volatility. The current gold-silver ratio can guide your decision - if above 80, silver may offer better value.
Why are gold and silver prices different across cities in India?▼
Prices vary due to: (1) Transportation costs from bullion hubs (Mumbai, Delhi), (2) Local demand-supply dynamics, (3) Making charges (6-15%), and (4) State taxes. Southern cities like Chennai and Kochi typically have slightly higher rates due to higher cultural demand for gold jewelry.
How do I convert gold price to silver price?▼
Divide gold price by the gold-silver ratio. For example, if gold is ₹8,000/gram and the ratio is 80, silver should be ₹8,000 ÷ 80 = ₹100/gram. Check the live ratio above to verify if current prices are in a normal range.
आज सोने और चांदी का भाव क्या है? (Today's Gold & Silver Rate in Hindi)▼
आज के लाइव सोने और चांदी के भाव इस पेज के ऊपर दिखाए गए हैं। ये रेट हर 30 सेकंड में अपडेट होते हैं और इसमें आयात शुल्क (10%), IGST (3%), और MCX प्रीमियम शामिल है। सटीक रेट के लिए ऊपर देखें।
Which is better for long-term investment: gold or silver?▼
Gold is traditionally safer with steady 8-10% annual returns and lower volatility. Silver is more volatile but has historically outperformed gold in bull markets. Many financial advisors suggest a balanced 70% gold + 30% silver allocation for precious metals portfolios.
How much gold and silver can I buy for ₹1 lakh?▼
Use the live prices above to calculate. Divide ₹1,00,000 by the current gold rate for grams of gold, or by silver rate for grams of silver. Silver gives you significantly more physical metal, but gold has higher value density which is better for storage.
What factors affect both gold and silver prices?▼
Common factors: USD strength (inverse relationship), inflation expectations, central bank policies, and geopolitical tensions. Silver-specific: industrial demand (50% of silver is industrial use). Gold-specific: central bank gold purchases and jewelry demand from India and China.
What is the difference between 24K, 22K, and 18K gold?▼
24K gold is 99.9% pure gold (used for investment). 22K gold is 91.6% pure (common for Indian jewelry, mixed with copper/silver for durability). 18K gold is 75% pure (used in western jewelry). For investment, always buy 24K (also called 999 purity).
What is 999 silver vs 925 silver?▼
999 silver is 99.9% pure (also called fine silver) - used for investment bullion. 925 silver is 92.5% pure (also called sterling silver) - used for jewelry as it's more durable. The prices shown on this page are for 999 fine silver, the investment-grade standard.
How are Indian gold and silver prices calculated from international rates?▼
Indian prices = COMEX USD price × USD/INR exchange rate × (1 + Import Duty 10%) × (1 + GST 3%) × (1 + MCX Premium ~10%). This formula explains why Indian prices are 25-30% higher than international spot prices.
What is the best time to buy gold and silver in India?▼
Historically, prices dip during low-demand periods like July-August. Avoid buying during wedding season (October-February) when demand and prices are higher. For investment timing, consider the gold-silver ratio and global economic conditions rather than seasonal factors.
Is it better to buy physical gold/silver or ETFs?▼
Physical metal offers tangible ownership but has storage costs and making charges (6-15%). ETFs (like Gold BeES, Silver BeES) offer paper ownership with lower costs and easy trading. For small investments, ETFs are more practical. For large amounts or cultural purposes, physical is preferred.
